A viewer sees a Final Expense commercial on streaming TV, picks up their own phone, and dials the number on screen. We route that live caller to you — exclusively — the moment you're marked Available.
How a Kumquat call happens — from their couch to your phone.
Four things happen, in this order, every single time.
Final Expense commercials run nationwide on Netflix, Hulu, YouTube, and other streaming TV.
A viewer watches the ad, picks up their phone, and calls the number on screen. Their decision.
Matched to you by state and daily cap, only while you're Available, connected in real time.
A live prospect is on the line. Only calls that stay connected past 10 seconds count toward your pack.
High intent, because nobody prompted them and nobody clicked for them. A person sat on their couch, heard the message, and decided to pick up the phone.
No phone setup. Everything runs in the portal. Flip your status to Available and live callers route straight to you. Every call is logged with caller ID, status, and duration.
Available or Unavailable. Calls only route while you're on.
Caller ID, status, and duration on every call, in one place.
Reload a pack without leaving the dashboard.
It's television — sometimes a misdial gets through. That's why every call starts with a 10-second window: if nobody's there, hang up and it never touches your pack. That is the whole rule.
Can't answer? Flip to Unavailable before you walk away.
There is no return or refund process — the 10-second window is the protection, built into every call.
They called about their own final expenses. Take care of that first. Then remember who else is in that house.
They already decided they need it. Get them the right carrier and the right amount.
Funeral, burial, and the bills left behind usually add up to more than they guessed.
Two people, two policies. Ask.
The person who worries about their own funeral usually worries about someone else's too.
The adult child named on the policy rarely has one of their own.
You just solved something they'd been putting off. Ask who else needs the same.
Pick a pack and go. It renews automatically so the calls keep coming — and you can cancel the renewal anytime.
Packs are sold per product line. A connected call is one that stays connected for 10 seconds or more — hang up on a misdial inside 10 seconds and it doesn't count. Calls are conversations, not sales — results vary by agent, state mix, and how you handle the call.
Typically 15 to 30 minutes from purchase to your first routed call, depending on the time of day you buy.
No login needed to buy. Then answer two questions: the states you cover and your daily call cap (default 5).
Your login to the agent portal arrives — live status, call history with caller ID, and a button to buy more.
Live callers start routing to you in real time. Flip to Unavailable whenever you step away, so no caller rings out unanswered.
"Be ready. That's a real person
who just decided to call."No customer dials a TV number saying "I'm ready to buy." They call because something in that commercial landed. Your job is to be Available, answer fast, and take care of them like they're family. Do that and the pack pays for itself.
Final Expense commercials on Netflix, Hulu, YouTube, and other streaming TV networks. A viewer watches the ad, picks up their phone, and dials the number on screen. Consumer-initiated — not social media click-to-call, not misdials, not purchased lists.
Inbound Final Expense calls. Interested viewers dial the number on screen and the live caller is connected straight to you in the agent portal. Only calls connected for at least 10 seconds count toward your pack.
Each call is routed to you and only you. No other agents are conferenced in, the caller is never resold, and the call is never redistributed.
Only after 10 seconds of connected time. A real caller blows past 10 seconds without you noticing. Stay Available only when you can actually answer — an unanswered caller helps nobody — and flip to Unavailable the moment you step away.
It's television, so the occasional misdial happens — that's exactly why every call starts with a 10-second window. Nobody there? Hang up inside 10 seconds and you're not billed for the call. There's no return form or review queue, because you were never charged in the first place.
In real time as prospects dial in — but only while you're logged into the portal and marked Available, only from states you cover, and never past your daily cap (default 5 per day).
No long-term contract. Packs renew automatically so your calls don't stop when a pack runs out, and you can cancel the renewal at any time. Every call you've already paid for stays yours.
Typically 15 to 30 minutes after purchase, depending on the time of day. Once you're logged in and Available, you'll see alerts in the portal as calls come in.